About Us



Our History


Since 1921, Citizens Trust Bank has been a long lasting leader in the financial services industry.  The vision of the five founding fathers of the institution continues with a legacy of pride and dedication to the economic empowerment to the people and communities it serves.



Our Mission


For more than three-quarters of a century Citizens Trust Bank has been serving the metro Atlanta community with banking services. This long history, by any measure of longevity, is one of which all of Atlanta should be immensely proud.

Shareholder Information


We are extremely proud of the significant strides made by our Company this year. For our team, this was a year of continued diligence and execution of clearly defined strategic objectives. We delivered on several fronts:


We saw improved bottom line performance and made considerable progress in improving the overall risk profile of our balance sheet.

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CTB Management


Cynthia N. Day, President/Chief Executive Officer

Bunny Stokes, Alabama Division President
Samuel J. Cox, Chief Financial Officer
Frederick L. Daniels, Jr. Chief Credit Officer