Becon (bea con): noun; a source of light or inspiration.

A BEACON – is a strong light that can be seen from far away and that is used to help guide.

You’ve got a goal, and we’ve got the tools to help you achieve it. Explore the CTBeacon blog articles and resources designed to support and guide you through each step to earning your financial confidence.


2021 Shareholders Message – from the President

During 2021, Citizens Trust Bank celebrates its 100-year legacy. We could not be prouder of experiencing and celebrating this 100-year journey with you, our customers and our community. The legacy of Citizens Trust Bank was built on the essence of vision, courage and honor. In 1919, ‘The Fervent Five’, five African-American businessmen, pooled their intellect,…

Read more

The Community Bank and PPP Loan

Fred Daniels, Citizens Trust Bank,Chief Credit Officer during an interview for the Community Banks and the Paycheck Protection Program article Since the reopening of the PPP loan in January, Citizens Trust Bank has received over a thousand loan requests from small businesses for the PPP loan. It is undeniable that Citizens Trust Bank and other community banks…

Read more
Community Spirit of Giving

2020 Spirit of Giving CTBCares

CTBCares – 2020 Spirit of Giving Community is. . . an extension of family. “During these challenging times, as a bank and as a community we continue to come together to stand up, give back, and help those in need,” said Cynthia N. Day, President & CEO of Citizens Trust Bank. “Our teams continue to…

Read more

CTB in Partnership with Dekalb Better Business Loan Program

The DeKalb Better Business Loan Program is a partnership with local banks to provide financial relief to small DeKalb County businesses impacted by the COVID-19 pandemic. Financing for the program was approved by the DeKalb County Board of Commissioners from our county allotment of Coronavirus Aid, Relief and Economic Security (CARES) Act funds received from…

Read more

Cynthia N. Day Named One of The 25 Most Influential Atlantans

Since 1921, for nearly 100 years, Citizens Trust Bank remains committed to providing personalized service and financial solutions to meet the growing needs of the community. Through a legacy built on economic equality and well-being, we go beyond meeting the needs of offering banking solutions; our mission is to empower our customers and future generations…

Read more

The Cost of a Valued Banking Relationship = Priceless

The value of such a relationship is never forgotten  and is detailed in a recent Op-ed article written by Ryan Williams, CEO, co-founder of Cadre – Investing in Black Owned Banks, Key to Ending Racial Disparities. In the article Mr. Williams recounts how a Black-owned bank ( Citizens Trust Bank) helped him start his business when others…

Read more
Education Man thinking with hand on face

What’s Your Scam Score?

 #BANKSNEVERASKTHAT What’s Your Scam Score? Take five minutes to become a scamspotter pro by taking the #BanksNeverAskThat quiz at Share your score on Twitter to encourage your friends and family to test their scam savviness, too. The more scamspotters out there, the harder it is for phishing criminals to catch their next victim!  …

Read more