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right one for you


From auto to home
equity lines-of-credit – Loan
solutions to fit your needs.


Business loans – big
or small – keep your.
community in focus.


Own your power!
The best commitment you can make.
today is to build wealth for your future.


Through homeownership.
Get prequalified today!
We are pleased to announce that we’ve recently made some improvements to our website. As of August 27, 2018 – To ensure that this transition causes you as little disruption as possible, from mobile devices you may need to REFRESH or CLEAR CACHE (Website History) to access the improved website. HOW TO CLEAR CACHE on your iOS or Android device.

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Citizens Trust Bank VISA® Prestige Elite
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Protect yourself with CardValet®

Your Debit card  – At Your Control – Check account balances – Review debit card activity – Recieve transaction alerts all, from your phone.
Learn More. Download the CardValet® app today!

From a satisfied customer and New Homeowner  –  A Customer Testimonial: When I first began looking for a home, I heard story after story about the difficulty people faced getting approved for a loan and the hoops they jumped through to get to closing.  When I started working with Citizens Trust Bank to purchase my first home I was terrified that my experience would be like the horror stories I heard before…well… I closed on my first home and I could not have asked for a more seamless experience!  My loan officer, LaTaniza Clinkscales was kind, answered all my questions, responded to calls and emails quickly and helped me navigate the process quickly.  I’m so glad I had the right team walking with me through this major life step – Carol Thorne. #buildwealth  – Let Us Help – Start the process today. 

Moving Forward. Investing in what matters. Providing a legacy of sound financial stewardship has been our guiding principle for nearly a century. We are proud to continue to stand by our commitment to be an active partner on their financial journey to #BuildWealth.  Check out highlights from a recent Financial Literacy Workshop – Jaguar Foundation of Atlanta.

Tag us, use #IamCTB; #BuildWealth; #GrowWithUs – Tell us what you think on Twitter or Facebook