Your money and deposits are safe with us. LEARN MORE About Our 5 STARS Superior Bank Rating.

Buy a Home

Whether you’re purchasing your first home or you’re a veteran at home buying – we got you.

Explore our mortgage loan options.


Build Wealth

Building wealth is simple. It doesn’t require luck, genius or special connections… start on your journey one account at a time.


Grow Your Business

Watching at the competition . . . listening to customers . . . forecasting industry trends . . . hiring the your team . . . what’s next? The ups and downs of running a business can be a wild roller-coaster ride – requiring you to wear many hats. We’ll take care of your business banking so you can get back to growing your business. Find Business solutions that fit the way your business works.


We ARE Community

Citizens Trust Bank proudly supports the financial empowerment and well-being of the Atlanta,Georgia; Birmingham and Eutaw, Alabama communities. We ARE deeply committed to the continued support of our communities through lending, investments, and service.


A relationship you can bank on: Thank you for your support

From first cars to meeting business goals, Citizens Trust Bank has proudly served businesses and community citizens since 1921. Local decision-making, lending flexibility and expertise – the right combination to building personal and business wealth for generations. Hear more from some of our customers. Together WE ARE CTB.