Whether you’re purchasing your first home or you’re a veteran at home buying – we got you.

Explore our mortgage loan options.

Building wealth is simple. It doesn’t require luck, genius or special connections… start on your journey one account at a time.

Watching at the competition . . . listening to customers . . . forecasting industry trends . . . hiring the your team . . . what’s next? The ups and downs of running a business can be a wild roller-coaster ride – requiring you to wear many hats. We’ll take care of your business banking so you can get back to growing your business. Find Business solutions that fit the way your business works.

Citizens Trust Bank proudly supports the financial empowerment and well-being of the Atlanta,Georgia; Birmingham and Eutaw, Alabama communities. We ARE deeply committed to the continued support of our communities through lending, investments, and service.