Unlock New Possibilities

An important step in getting a home you’ll love is finding the mortgage that’s right for you. Let us help you find a mortgage that makes home ownership simple, straightforward—and affordable. We are committed to making the home-buying process easier. We know that sometimes saving enough money for a down payment can be challenging. Recognizing this challenge we offer a wide array of no to low down payment assistance program solutions as well as mortgage products that are ideal for home buyers with limited funds for closing costs.

YOU DESERVE TO OWN THE HOME OF YOUR DREAMS, and we can help make that dream a reality.

Through your home buying experience we will:

  1. LISTEN to your needs and help you determine which loan option is best for your unique situation

  2. PROVIDE AN OVERVIEW of the loan process so you will know what to expect

  3. GUIDE YOU through the transaction step-by–step

  4. ANSWER YOUR QUESTIONS promptly

  5. CLOSE ON TIME

We look forward to helping you finance the home of your dreams

Buy a Home

From a starter home to retirement Explore your mortgage solution options

Government Loans – (FHA, VA, USDA and Renovation Loans)

  • Low down payment requirements
  • 100% financing (VA and USDA only)

CONVENTIONAL LOANS

  • 3-5% down payment
  • Low PMI

JUMBO LOANS

  • MAX Loan $2.5M

BANK-STATEMENT and CASH-OUT REFINANCE PROGRAMS

  • Self-employed borrower and refinancing options
START THE PROCESS

Refinance a Home

Competitive rates make this a great time to think about for refinancing your home

START THE PROCESS

1st-time Home buyer

Down payment Assistance Program

EXPLORE

Meet our Mortgage Lending team

Yulanda Munford

Mortgage Operations Manager

NMLS# 785434
404.575.8440

Sharron Kelly

Senior Loan Officer

NMLS# 1399600
404.217.9983 (cell)

Kenyatta Webb

Loan Officer

NMLS#1833787
678.598.0655 (cell)

Onika Bradford

Loan Officer Assistant

Thea Price

Loan Processor