Credit Cards


Citizens Trust Bank VISA® credit cards: The best kept secret in the nation

Take advantage of the great benefits our cards have to offer.

— Accepted Worldwide
— Every day low rates
— No Balance Transfer Fees
— Reward Points Program
Manage your Citizens Trust Bank credit card online with
Enroll to receive credit card e-statements,
View your current account summary, available credit, statements, recent transactions, and billing information.Experience today.


Visa® Classic ATL

Credit Limits of
$1000 to $5000

Visa® Classic  Secured

Credit Limits of
$500 to $5,000

VISA® Privilege

Classic ATL Chip Card Option2_NOATLANTA

Credit Limits of
$500 to $5,000

Visa® Prestige Elite

Citizens Trust Bank Prestige Elite Visa Credit Card

Credit Limits of
$5000 – and up

ScoreCard® Rewards
Every time you make a simple purchase with your Citizens Trust Bank VISA Classic/ATL, you earn SCORECard® Bonus points. The accumulated points can be exchanged for gifts or travel.

How ScoreCard Rewards work?
You earn one ScoreCard® Bonus Point for every net VISA Credit Card dollar you spend.
So whether you buy groceries, gas, new clothes, go to the movies or out to dinner, if you pay with your Citizens Trust Bank VISA credit card, you will earn Bonus Points. Cash advances, convenience checks and returns posted to your credit card are not eligible for Bonus Points. Your monthly credit card and account statement will keep track of your Bonus Point earnings and redemptions.

What are the rewards?
Your Bonus Points can be redeemed for brand-name merchandise from manufacturers like
Dooney & Bourke®, Panasonic, Seiko and SONY…and more. Visit for complete program rules and frequently asked questions

If travel CreditCard-travel is more your style, you’ll love the ScoreCard® Travel Rewards Catalog with rewards that range from hotel CreditCard-hotelCreditCard-food stays to round-trip airline tickets on virtually any airline to vacation packages to luxury cruises there are travel options for everyone with Bonus Points. Bonus Points for merchandise canCreditCard-merchandise be redeemed at any time via mail or on the web at Travel redemptions can be made on the website or over the phone with a representative. For a complete list of rewards, consult your ScoreCard® Merchandise or Travel Rewards Catalog.