Choose Credit Card solutions that meet your needs

VISA® Classic Secured

Visa® Classic Secured ® credit card is secured by funds in a Citizens Trust Bank Savings account to help you build a positive credit history.

BALANCE TRANSFER FEE

$10 or 4% of transferred balance

ANNUAL FEE

$0

INTEREST RATE

Variable Rate: PRIME +

MORE DETAILS
LIMIT AND USES

• $500 — $5,000

• Build credit

• Upgrade to unsecured status

VISA® Privilege

Had some credit challenges in the past? The Citizens Trust Bank Credit-builder Credit Card may prove to be for you.

BALANCE TRANSFER FEE

$10 or 4% of transferred balance

ANNUAL FEE

$25/mo

INTEREST RATE

APR based on credit worthiness

MORE DETAILS
LIMIT AND USES

• $500 — $5,000

• Build credit

VISA® Prestige Elite

Lowest rate credit card – perfect for those who plan to carry a balance, need financing options for unexpected expenses or for making everyday purchases. Earn SCORECard® Bonus points. The accumulated points can be exchanged for gifts or travel.*

BALANCE TRANSFER FEE

$10 or 4% of transferred balance

ANNUAL FEE

$0

INTEREST RATE

Variable Rate: PRIME +

MORE DETAILS
LIMIT AND USES

• $5,000 – <

• Apple or Samsung Pay feature

• Reward/Bonus Points Program

* Visit www.scorecardrewards.com for complete program rules and frequently asked questions.

VISA® CTB Business Classic

Grow your business and with the Citizens Trust Bank Business Credit Card solution will support you in reaching your business goals. The CTB Business Classic offers business owners access to a revolving line of credit to make purchases, track expenses and manage cash flow.

BALANCE TRANSFER FEE

$10 or 4% of transferred balance

ANNUAL FEE

$50/mo

INTEREST RATE

Variable Rate: PRIME +

MORE DETAILS
LIMIT AND USES

• $500 — $10,000

• Annual Statements

• Multiple Cardholders