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Credit Cards2018-11-07T19:11:45+00:00

Credit Cards

Take advantage of the great benefits the Citizens Trust Bank VISA® credit cards have to offer.

— Accepted Worldwide
— Every day low rates
— No Balance Transfer Fees
— Reward Points Program
Enroll to receive credit card e-statements,

View your current account summary, available credit, statements, recent transactions, and billing information. Experience today.

Visa® Classic ATL

Watch your rewards add up fast.

Visa® Classic  Secured

Credit Limits of 
$500 to $5,000

VISA® Privilege

Citizens Trust Bank
Credit-builder Credit Card

Classic ATL Chip Card Option2_NOATLANTA

Visa® Prestige Elite
Credit Limits of
$5000 – and up

Citizens Trust Bank Prestige Elite Visa Credit Card

ScoreCard® Rewards
Every time you make a simple purchase with your Citizens Trust Bank VISA Classic/ATL, you earn SCORECard® Bonus points. The accumulated points can be exchanged for gifts or travel.

How ScoreCard Rewards work?
You earn one ScoreCard® Bonus Point for every net VISA Credit Card dollar you spend.
So whether you buy groceries, gas, new clothes, go to the movies or out to dinner, if you pay with your Citizens Trust Bank VISA credit card, you will earn Bonus Points. Cash advances, convenience checks and returns posted to your credit card are not eligible for Bonus Points. Your monthly credit card and account statement will keep track of your Bonus Point earnings and redemptions.

What are the rewards?
Your Bonus Points can be redeemed for brand-name merchandise from manufacturers like
Dooney & Bourke®, Panasonic, Seiko and SONY…and more. Visit for complete program rules and frequently asked questions.

If travel is more your style, you’ll love the ScoreCard® Travel Rewards Catalog with rewards that range from hotel stays to round-trip airline tickets on virtually any airline to vacation packages to luxury cruises there are travel options for everyone with Bonus Points. Bonus Points for merchandise can be redeemed at any time via mail or on the web at Travel redemptions can be made on the website or over the phone with a representative. For a complete list of rewards, consult your ScoreCard® Merchandise or Travel Rewards Catalog.