Becon (bea con): noun; a source of light or inspiration.

A BEACON – is a strong light that can be seen from far away and that is used to help guide.

You’ve got a goal, and we’ve got the tools to help you achieve it. Explore the CTBeacon blog articles and resources designed to support and guide you through each step to earning your financial confidence.

Lending

CTB in Partnership with Dekalb Better Business Loan Program

The DeKalb Better Business Loan Program is a partnership with local banks to provide financial relief to small DeKalb County businesses impacted by the COVID-19 pandemic. Financing for the program was approved by the DeKalb County Board of Commissioners from our county allotment of Coronavirus Aid, Relief and Economic Security (CARES) Act funds received from…

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Business

Cynthia N. Day Named One of The 25 Most Influential Atlantans

Since 1921, for nearly 100 years, Citizens Trust Bank remains committed to providing personalized service and financial solutions to meet the growing needs of the community. Through a legacy built on economic equality and well-being, we go beyond meeting the needs of offering banking solutions; our mission is to empower our customers and future generations…

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Education

The Cost of a Valued Banking Relationship = Priceless

The value of such a relationship is never forgotten  and is detailed in a recent Op-ed article written by Ryan Williams, CEO, co-founder of Cadre – Investing in Black Owned Banks, Key to Ending Racial Disparities. In the article Mr. Williams recounts how a Black-owned bank ( Citizens Trust Bank) helped him start his business when others…

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Education Man thinking with hand on face

What’s Your Scam Score?

 #BANKSNEVERASKTHAT What’s Your Scam Score? Take five minutes to become a scamspotter pro by taking the #BanksNeverAskThat quiz at BanksNeverAskThat.com. Share your score on Twitter to encourage your friends and family to test their scam savviness, too. The more scamspotters out there, the harder it is for phishing criminals to catch their next victim!  …

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Education

Introducing: Banks Never Ask That

Introducing #BANKSNEVERASKTHAT Citizens Trust Bank joined with the American Bankers Association and banks across the country in a nationwide effort to fight phishing—one scam at a time. We want every bank customer to become a pro at spotting a phishing scam—and stop bank impostors in their tracks. It starts with these four words: Banks Never…

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Education

Can You Spot a Phishing Scam?

Can You Spot a Phishing Scam? Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online banking, the problem is only growing worse. In fact, the Federal Trade Commission’s 2019 report on fraud estimates that American…

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Lending

Credit Score – Mortgage

Contact Citizens Trust Bank Residential Mortgage Team to learn more and start the process on the road to homeownership! If you’re looking into buying a house but your credit is poor. The first thing you need to do is check your credit score. So what credit score is needed to buy a house? The answer…

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