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5 Ways to Improve Your Credit Score

From the Desk for Tanya Y.Browner – Citizens Trust Bank  Credit Card Product Coordinator

When applying for any type of credit, Creditors will run a credit check by pulling your credit report and credit score to review how responsible you are as a Borrower. The creditors use the information in your report to determine whether or […]

April 11|Blog|

Introducing Citizens Trust Bank ConsumerU – Understanding Credit

April 2018 is Financial Literacy Month – and because credit is a way of life in our society -know that you are in control of its success. Credit can be the source of financial problems if not used properly. We invite you to explore Citizens Trust Bank University- CONSUMERU.  Learn More about HOW TO USE your credit more responsibly. As […]

April 2|Blog|

What Credit Score Is Needed to Buy a House in 2018

Contact Citizens Trust Bank Residential Mortgage Team to learn more and start the process on the road to homeownership!

If you’re looking into buying a house but your credit is poor. The first thing you need to do is check your credit score.

So what credit score is needed to buy a house? The answer is it […]

March 14|Blog|

Stop Living Paycheck to Paycheck

Personal Financial Tips to Consider
to Give You the Confidence Needed to Win
the Battle on the Road to Financial Independence:

Create a Financial Calendar
Check Your Interest Rate
Excessive Credit Card Debt can cause a BIG set-back.
Consider Citizens Trust Bank VISA Credit Cards – Transfer Now and Save
Track Your Net Worth
Set a Budget! […]

February 13|Blog|

Pay Down Your Debit or Consolidate? You Decide.

If you have credit card debt, now’s the time to get rid of it. Should you pay it down or consolidate and pay it at a lower rate? The information in this blog may help you decide what’s best for you:

Most financial experts advise paying down your debt because it puts you in a stronger financial […]

January 23|Blog|

Saving and Rebuilding Credit in the New Year

If you have included saving money and reducing debt in your resolutions for the new year, you’re not alone. A recent survey found that 32 percent of Americans plan to “save more, spend less ”, while more than a quarter (27.5 percent) intend to pay down debt in the new year. As with most resolutions, sticking with a
savings […]

January 10|Blog|

Citizens Trust Bank VISA Privilege Credit Card

I understand the Credit Card Terms and Conditions

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at  http://www.consumerfinance.gov/learnmore.

 

October 7|Blog|

The CTBeacon- BLOG

Class of 2017: A Student Loan Repayment Checklist
The six-month grace period on your student loans after graduation will go faster than you think. You’ll no sooner let out a sigh of postgrad relief when the first bill will arrive. Prepare for the day with this student loan checklist.
Apply for income-driven repayment
Income-driven repayment can make your monthly […]

June 8|Blog|

According to the Federal Trade Commission (FTC), identify theft occurs when someone uses an individual’s personal identifying information, without permission, to commit fraud or other crimes. More than 11 million Americans have their identity stolen every year.* And, according to the FTC, identity theft has been the number one consumer complaint for over 10 consecutive […]

October 5|Blog|