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Why Should I Have an Estate Plan?

 From the desk of: Aimee D. Griffin J.D. LLM- A Citizens Trust Bank Financial Empowerment Partner

Each of us needs to give instructions to those who we love and love us what to do if we become incapacitated and when we die.

Greed and grief are two emotions that are powerful.  Actions taken that are driven by these emotions may have […]

August 8|Blog|

What is Estate Planning?

Meet Aimee D. Griffin J.D. LLM- A Citizens Trust Bank Financial Empowerment Partner

Most people think that an estate plan is just a Last Will and Testament. A comprehensive estate plan clarifies not only what happens to your stuff when you pass away, it clarifies what supports would be in place if you were unable to make […]

July 19|Blog|

I Filed Bankruptcy and it didn’t kill me

Kamika Dillard – Citizens Trust Bank Next Generation Advisory Board

I made a poor financial decision. I put a friend as an additional cardholder on a few credit cards that I had. The arrangement started off great- she would make the payments on time. But a few months down the line, she was unable to […]

June 12|Blog|

Giving It to You Straight: Three Ways to Weather a Financial Storm

From the Desk for Adrienne White – Citizens Trust Bank Strategy and Business Development Officer

Flashback with me to 2009: I’m typing this from room 3129 at Emory Hospital. My mother is hanging out beside me on a couch, and we’re watching the local news report on #ATLTraffic. It’s 8:09 am and I’m dreading the next blood […]

April 24|Blog|

5 Ways to Improve Your Credit Score

From the Desk for Tanya Y.Browner – Citizens Trust Bank  Credit Card Product Coordinator

When applying for any type of credit, Creditors will run a credit check by pulling your credit report and credit score to review how responsible you are as a Borrower. The creditors use the information in your report to determine whether or […]

April 11|Blog|

Introducing Citizens Trust Bank ConsumerU – Understanding Credit

April 2018 is Financial Literacy Month – and because credit is a way of life in our society -know that you are in control of its success. Credit can be the source of financial problems if not used properly. We invite you to explore Citizens Trust Bank University- CONSUMERU.  Learn More about HOW TO USE your credit more responsibly. As […]

April 2|Blog|

What Credit Score Is Needed to Buy a House in 2018

Contact Citizens Trust Bank Residential Mortgage Team to learn more and start the process on the road to homeownership!

If you’re looking into buying a house but your credit is poor. The first thing you need to do is check your credit score.

So what credit score is needed to buy a house? The answer is it […]

March 14|Blog|

Stop Living Paycheck to Paycheck

Personal Financial Tips to Consider
to Give You the Confidence Needed to Win
the Battle on the Road to Financial Independence:

Create a Financial Calendar
Check Your Interest Rate
Excessive Credit Card Debt can cause a BIG set-back.
Consider Citizens Trust Bank VISA Credit Cards – Transfer Now and Save
Track Your Net Worth
Set a Budget! […]

February 13|Blog|

Pay Down Your Debit or Consolidate? You Decide.

If you have credit card debt, now’s the time to get rid of it. Should you pay it down or consolidate and pay it at a lower rate? The information in this blog may help you decide what’s best for you:

Most financial experts advise paying down your debt because it puts you in a stronger financial […]

January 23|Blog|

Saving and Rebuilding Credit in the New Year

If you have included saving money and reducing debt in your resolutions for the new year, you’re not alone. A recent survey found that 32 percent of Americans plan to “save more, spend less ”, while more than a quarter (27.5 percent) intend to pay down debt in the new year. As with most resolutions, sticking with a
savings […]

January 10|Blog|