How Balance Transfers Can Save You Money

From the desk of the Citizens Trust Bank Credit Card Coordinator - Meet Tanya! With responsible use, you could save money using a low rate balance transfer to help you pay down your credit card balances. Save on your monthly payment With Balance Transfers, there are a multitude of benefits. Balance Transfers give [...]

2019-05-29T19:31:45+00:00May 29|Blog|

Paving a path of positive impact: Jius Enterprises, LLC

Asphalt background texture black construction of the industry. 2018_CB_AnnualReport_Impact2

2019-04-09T20:26:17+00:00April 9|Blog|

5 Ways to Improve Your Credit Score

5 Ways to Improve Your Credit Score From the Desk for Tanya Y.Browner - Citizens Trust Bank  Credit Card Product Coordinator When applying for any type of credit, Creditors will run a credit check by pulling your credit report and credit score to review how responsible you are as a Borrower. The creditors use the [...]

2018-10-18T20:54:51+00:00October 19|Blog|

Why Should I Have an Estate Plan?

Why Should I Have an Estate Plan? From the desk of Aimee D. Griffin J.D. LLM– A Citizens Trust Bank Financial Empowerment Partner Each of us needs to give instructions to those who we love and love us what to do if we become incapacitated and when we die. Greed and grief are two emotions that are powerful.  Actions taken [...]

2018-08-17T12:36:33+00:00August 17|Blog|

I Filed Bankruptcy and it didn’t kill me

I Filed Bankruptcy and it didn't kill me Kamika Dillard - Citizens Trust Bank Next Generation Advisory Board I made a poor financial decision. I put a friend as an additional cardholder on a few credit cards that I had. The arrangement started off great- she would make the payments on time. But a [...]

2018-08-06T17:26:50+00:00June 12|Blog|

Giving It to You Straight: Three Ways to Weather a Financial Storm

Giving It to You Straight: Three Ways to Help Weather a Financial Storm (#2, I learned the hard way!)  From the Desk for Adrienne White - Citizens Trust Bank Strategy and Business Development Officer Flashback with me to 2009: I'm typing this from room 3129 at Emory Hospital. My mother is hanging out beside me on [...]

2018-08-28T23:47:36+00:00April 24|Blog|

Introducing Citizens Trust Bank ConsumerU – Understanding Credit

April 2018 is Financial Literacy Month - and because credit is a way of life in our society -know that you are in control of its success. Credit can be the source of financial problems if not used properly. We invite you to explore Citizens Trust Bank University- CONSUMERU.  Learn More about HOW TO USE your credit more responsibly. As [...]

2018-07-26T17:29:53+00:00April 2|Blog|

What Credit Score Is Needed to Buy a House in 2018

Happy young parents spending time with baby against house outline Contact Citizens Trust Bank Residential Mortgage Team to learn more and start the process on the road to homeownership! If you’re looking into buying a house but your credit is poor. The first thing you need to do is check your credit score. [...]

2018-08-28T23:49:27+00:00March 14|Blog|

Stop Living Paycheck to Paycheck

The word Payday circled in red marker on a calendar to remind you of the date you receive your wages, income, and earnings so you may budget your finances. Personal Financial Tips to Consider to Give You the Confidence Needed to Win the Battle on the Road to Financial Independence: Create a Financial [...]

2018-07-26T17:29:54+00:00February 13|Blog|

Pay Down Your Debit or Consolidate? You Decide.

If you have credit card debt, now’s the time to get rid of it. Should you pay it down or consolidate and pay it at a lower rate? The information in this blog may help you decide what’s best for you: Most financial experts advise paying down your debt because it puts you in a stronger [...]

2018-07-26T17:29:54+00:00January 23|Blog|