MINIMUM TO OPEN
$100
BALANCE REQUIREMENT
NONE
SERVICE CHARGE
-
NONE
FEATURES
-
Non-Profits and Sole Proprietorship entities
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No monthly service or maintenance charge
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No minimum balance requirement
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$.50 per debit transaction over 100 transaction
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Free business debit card
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Free online banking
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$5 monthly Paper Statement fee
As of July 1, 2025, updates to the federally regulated Regulation CC (Reg CC) include cost-of-living adjustments to funds availability thresholds.
Funds Availability Increases Include:
Minimum amount for next-day availability increased
from $225 to $275
Thresholds for new account and large deposit increased
from $5,525 to $6,725
