Ray M. Robinson, Chairman, joined the Board of Directors in 1999 and was appointed Chairman in May 2003. Mr. Robinson is the retired president of AT&T’s Southern Region and was formerly responsible for marketing, sales, and promotions of AT&T’s Business and Consumer Services across the states of Florida, Georgia, North Carolina, South Carolina, Kentucky, Tennessee, Alabama, Mississippi, and Louisiana. He has also previously held numerous management positions in operations, corporate relations, and regulatory affairs in Albuquerque, Portland, Chicago, San Francisco, Denver, Colorado Springs, and New Jersey. Mr. Robinson is active in the community and holds memberships in the NAACP, Alpha Phi Alpha Fraternity, Inc., the National Black MBA Association, and the 100 Black Men of Atlanta, Inc.  He also serves on the Board of Directors of the Georgia Aquarium, Progressive Holdings, Fortress Transportation & Infrastructure, and is a retired board member of American Airlines. He is the President Emeritus of the East Lake Golf Club and a former trustee of Meharry Medical College and Spelman College.

Cynthia N. Day; President and CEO, joined Citizens Trust Bank in February 2003 through an acquisition of Citizens Federal Savings Bank of Birmingham, Alabama. Two years after the acquisition, she became the Senior Executive Vice President & COO, making her the first woman to hold this position. In February 2012, she became the Chief Executive Officer, the first permanently named female CEO in the Company’s history. Under her leadership as Chief Executive Officer, the bank has reached many milestones including achieving its highest level of performance during its 100 year existence. Further, most recently, the Bank was ranked, by S&P Global, #28 out of the Top 200 Performing Banks in the Country in its asset band. Through her leadership, the Bank has remained healthy and financially strong. On numerous occasions, the company was cited by the Atlanta Journal-Constitution as one of Georgia’s Top 100 publicly traded companies before the Company went private in 2017. She has been personally recognized for her leadership and mentorship in various communities and professional organizations. She was recognized as “CEO of the Year” by the Atlanta Business League. She’s been featured in the Atlanta Business Chronicle in their “Women-Who Mean Business” edition and The Atlantan magazine’s ”25 Most Influential Atlantans”. Further accolades include multiple rankings in “Atlanta’s Top 100 Leaders in Finance” by the Atlanta Business Chronicle, named one of Atlanta Magazine’s Top 500 Business Leaders, and more recently, one of the “100 Most Influential Georgians” by Georgia Trend Magazine.

Prior to becoming a banker, she began her career with KPMG and ascended to audit manager before launching a career in the banking industry. During her tenure at KPMG, she became a licensed Certified Public Accountant and has been a CPA for over 30 years. She is a member of the Board of Directors of Citizens Bancshares Corporation, PROG, Inc., where she chairs the Audit Committee; Primerica, Inc., where she is the chair of the Nominating and Governance Committee; the Federal Reserve Bank of Atlanta; the National Bankers Association and the Atlanta Area Boy Scouts. In addition, she is a member of the Rotary Club of Atlanta, the Georgia Society of Certified Public Accountants, and the AICPA.

Robert L. Brown, Jr.  joined the Company’s Board of Directors in 2000. In 1984, he established R. L. Brown & Associates, Inc. to provide architectural and construction management on projects for corporate clients and private/government groups. His company has designed many projects throughout Metro-Atlanta and Alabama, including the Birmingham Civil Rights Institute, Morehouse College Leadership Center, 1996 Olympic Tennis Venue, Clark Atlanta University Student Center, and academic buildings for Georgia Perimeter and Spelman Colleges. Active in business and community affairs, Mr. Brown serves as a Board Member of The Partnership for Excellence in Education, The Georgia Historical Society, and is the chairman of The Georgia Department of Transportation. He is a former board member of Georgia Power and the Georgia Chamber of Commerce. He is a member of the Atlanta Business League, Decatur Rotary, Leadership DeKalb, and Leadership Georgia. In 2024, Mr. Brown was inducted into Georgia Trends Most Influential Hall of Fame.

Stephen A. Elmore, Sr., joined the Board of Directors in 2003. He is a Certified Public Accountant, Certified in Financial Forensics, and previously a Certified Bank Auditor. He is the Founder and Managing Principal of the accounting firm Elmore CPAs, LLC. The Firm’s practice includes forensic accounting and litigation consulting. Mr. Elmore serves as an Expert Witness in both criminal and civil litigation proceedings. In that capacity, he provides expert testimony on financial, accounting, and economic issues. He has over 50 years of accounting and audit experience in the financial services industry. Mr. Elmore spent 10 years as a Partner in the accounting firm of Smiley-Smith & Bright, CPAs, before founding Elmore CPAs, LLC. He also spent 22 years as the General Auditor of Wachovia Bank of Georgia, N.A. (formerly First National Bank of Atlanta), and the Deputy General Auditor of the bank’s parent company, Wachovia Corporation. In addition, he spent seven years with an international public accounting firm serving clients in the financial services industries. He has taught classes in Bank Regulations, Accounting, Auditing, and Financial Statement Preparation for various Community Banking Associations across the country.

Active in civic and professional organizations, Mr. Elmore is a member of the American Institute of Certified Public Accountants, the Georgia Society of Certified Public Accountants, and the National Association of Black Accountants, Inc. He is a member of the 100 Black Men of Atlanta, the Morehouse College Alumni Association, and the Leadership Atlanta Alumni. Mr. Elmore was a founding member of the Atlanta-Fulton County Zoo, Inc. governing board and served as its Treasurer and audit committee chairman. He is also a past board member of The NAACP Atlanta Chapter, the Atlanta University Community Development Corporation, the Georgia Affiliate of the American Diabetes Association, and the Boys & Girls Club of Montgomery, Alabama River Region.

Howie Hodges, II, has been a member of the Board of Directors since 2021. Mr. Hodges is CEO of CH Hodges, Inc., which provides political and reputational risk analysis and community impact strategy; his current projects are for a large investment bank and national tax credit equity fund syndicator who invest in affordable housing, community development financial intermediaries, and other anchors of vibrant communities. Mr. Hodges is also a partner in CentriCapital, a community impact company that specializes in capital acquisition and managing investments in CDFIs. Mr. Hodges has also served as a Group Director for the American Bankers Association, the nation’s oldest and largest banking lobbying association, providing policy recommendations on a range of FDIC, OCC, and Congressional rule-making legislation, including the Community Reinvestment Act (CRA). He has also held senior level management positions at Bank of America, Time Warner Cable, and Charter Communications, and served as President & board member of Zions Community Investment Company, an affiliate of Zions Bancorporation Salt Lake City, Utah, where he co-led the drafting of a $100 million tax credit allocation from the Department of the Treasury. His public service includes being a Presidential Senior Executive appointee to the U.S. Department of Commerce, acting as an Assistant Director to the Minority Business Development Agency. Recently Mr. Hodges was appointed by the Federal Communications Commission (FCC) to their Communications Equity & Diversity Council. He chaired the Innovation & Access to Capital working group focused on providing the FCC with policy recommendations to encourage diverse ownership of media and digital communications services. Mr. Hodges’ other board experience includes the Greater Washington DC Boys & Girls Clubs, the National Foundation for Women Legislators, and the Hispanic Federation. He holds a Juris Doctor from the University of Pittsburgh School of Law, a certificate in leadership from the University of Virginia’s Darden Business School, and a BA degree from Morehouse College.

C. David Moody, Jr., is the founder and president of C. D. Moody Construction Company, Inc., and a former member of the Board of Directors of First Southern Bancshares and its subsidiary, First Southern Bank. He has served on the Company’s board since the merger with First Southern in 1998. In 2009, Georgia Governor Sonny Perdue appointed Mr. Moody as General Contractor Representative for the Georgia State Licensing Board for Residential and General Contractors, on which he chairs the General Division. He is a member of numerous professional, civic, and social organizations, including the Atlanta Business League, the Atlanta Chamber of Commerce, Downtown Atlanta Rotary, and the Omega Psi Phi Fraternity. Mr. Moody also serves as a Board member for Goodwill of North Georgia, Zoo Atlanta, and the Chick-fil-A Foundation, and is the President of the Associated General Contractors of Georgia. He is a former President of the National Association of Minority Contractors (Atlanta Chapter), served on the Board of Trustees of Morehouse College and is now a Trustee Emeritus, and served on the boards of directors of the Atlanta Business League, and Theragenics (NYSE).

H. Jerome Russell,  has been a member of the Board of Directors since 1993. He is co-owner of H.J. Russell & Company, Russell New Urban, LLC, Concessions International, LLC, and multiple real estate properties, including multifamily, office, retail, and various land holdings. Mr. Russell serves as President of H.J. Russell & Company and Russell New Urban Development, LLC. He is also the Founder and Chairman of the Russell Innovation Center for Entrepreneurs (RICE). Mr. Russell is a board member of Lenbrook Plan Community, Metro Atlanta YMCA, Concessions International, LLC, Tuskegee University, and Westend Community Improvement District. He serves in various capacities for other civic and community organizations including Tiger 21, Endeavor, 100 Black Men of Atlanta, and the Atlanta Rotary.

James E. Williams, has been a Director for Citizens Trust Bank since 2004. Mr. Williams is a retired Executive Vice President (2009) with Turner Broadcasting System after a long career in radio and television. With Turner, his primary responsibilities included domestic oversight for WTBS, Turner South, Direct Response, and The Turner Trade Group. He also had international responsibilities, including sales of all Time Warner assets throughout Asia, Europe, and Latin America for the Turner Trade Group. He recently retired from the Atlanta Braves (2021), where he spent 12 years as a staff consultant on Management and Marketing. Mr. Williams is currently the Board Chairman and Chief Operating Officer of Immersive Solutions, which is a holding company for three digital sports, educational, and industrial training software businesses. He also owns and operates Cheyenne Property Development, a real estate development business in Blue Ridge, Georgia. He currently sits on the Board of Trustees for Meharry Medical College, which is a historically black college in Nashville, Tennessee, where he serves as Committee Chairman for Institutional Advancement. He is also a member of the Atlanta Guardsmen. His past civic commitments include serving as Chairman of the Board of Trustees for the Atlanta Technical College, a member of the Board of Trustees for Young Harris College, and the Greenforest Christian Academy. Mr. Williams is also Chairman Emeritus of The Atlanta Tip-off Club. He previously served as a Board Member of the Arts Festival of Atlanta and the Atlanta Public Schools Career Education Advisory Council and as an officer of the Atlanta Broadcasting Advertising Club and the National Negro Golf Association.