MINIMUM TO OPEN
$100
BALANCE REQUIREMENT
$2,500 or Average Daily Balance $5,000
SERVICE CHARGE
-
$12 monthly Service Charge
(waived when qualifying balances are maintained) -
$5 monthly paper statement fee
FEATURES
-
No monthly service charge if minimum
-
Balance is maintained
-
First 100 debit transactions free
-
$0.30 fee for each additional debit
-
Transaction after 100
-
$5 monthly paper statement fee
As of July 1, 2025, updates to the federally regulated Regulation CC (Reg CC) include cost-of-living adjustments to funds availability thresholds.
Funds Availability Increases Include:
Minimum amount for next-day availability increased
from $225 to $275
Thresholds for new account and large deposit increased
from $5,525 to $6,725
