Collegiate
MINIMUM TO OPEN
$25
BALANCE REQUIREMENT
NONE
WHO SHOULD CONSIDER
Getting your education is an important goal. Keeping banking simple is important to us. Our Citizens Trust Bank Collegiate Checking account is designed to be simple and affordable. This account is ideal for students who are new to banking and want to start building a lasting relationship now.
MONTHLY FEE
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None (free for 5 years)
FEATURES
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Send money with Zelle® – a fast, safe, and easy way to send money
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No minimum balance requirement
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ATM/Debit Card*
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Free access to all Citizens Trust Bank ATM
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Free online banking
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E-statements (required)
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Account will be converted to CTB Flat Fee Checking 5 years after account opening
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OverDraft Protection
*Debit Card provided to qualified customers only
Important Note: To open an account online, all applicants must be 18 years or older. If you would like to open an account with a minor, please visit a financial center for assistance. Required fields are indicated with an asterisk (*).
It takes 15 minutes to apply online for a new account. Here are a few of the things that we need to know to open your Citizens Trust Bank account:
- Two (2) forms of Identification
- i.e. Driver's license; Passport, State-issued id
- Social Security Number and
- Identification type (i.e. Driver's license)
- Date of birth;
- Contact information (such as address and phone number)
Once the account opening process is complete you will need to provide your opening deposit within 14 days to complete your account set up. The initial deposit can be sent to us one of the following ways:
- Visit a local Citizens Trust Bank financial center location
- By U.S. Mail send a check to Citizens Trust Bank Operations Center, 2727 Panola Rd, Stonecrest, Georgia; or through
- An external transfer from an existing bank account