MINIMUM TO OPEN
$100
BALANCE REQUIREMENT
NONE
SERVICE CHARGE
-
NONE
MONTHLY FEE
-
Account is subject to $5 statement fee if not enrolled in Citizens Trust Bank e-Statements (electronic statement delivery). Avoid the monthly fee. ENROLL today.
FEATURES
-
Non-Profits and Sole Proprietorship entities
-
No monthly service or maintenance charge
-
No minimum balance requirement
-
$.50 per debit transaction over 100 transaction
-
Free business debit card
-
Free online banking
-
$5 monthly Paper Statement fee
As of July 1, 2025, updates to the federally regulated Regulation CC (Reg CC) include cost-of-living adjustments to funds availability thresholds.
Funds Availability Increases Include:
Minimum amount for next-day availability increased
from $225 to $275
Thresholds for new account and large deposit increased
from $5,525 to $6,725
