Acquiring a new office building, purchasing new equipment, or managing cash flow, Citizens Trust Bank Commercial Banking offers the expertise and resources to assist you and provide the financial support needed to achieve your business goals.
Citizens Trust Bank offers traditional financing, credit enhancement solutions like SSBCI and SBA loans, and commercial banking services to meet diverse business needs. Our experienced team is dedicated to providing personalized support to help your business succeed. Contact us to make your goals a reality.
We proudly offer financing and customized banking solutions for small businesses as well Small and Medium-sized enterprises.
Learn more. Visit Banking for Business.
Purchase or Refinance your office, industrial warehouse space
Flexible terms on capital for business equipment
Purchase or refinance your commercial or residential rental property
Access to funding to build from the ground up
Capital for business vehicle financing
Access to capital for real estate improvement projects
Learn more or to speak with one of our Commercial Banking
professionals at 404.575.8264.
Commercial banking financing solutions $500K and above to SMEs or Small and Medium-Sized Enterprises
Customized banking solutions and loans up to $500K small to scale up companies
Learn more visit Banking for Business
Farrand Logan
James Dow
Sherry Martin
Farrand Logan
James Dow
Sherry Martin
Monica Williams
Shaun Vernon
Thomas “Ed” Hill
Cody Walker
Tanya Browner
To learn more information or to speak with one of our Commercial Banking professionals at 404.575.8264
Let your Business Assets Work for YOU
Commercial Loans
Vehicle and Equipment Loans
If new or better equipment is the key to growing your business, we’re here to help you make it happen.
In any business, it takes equipment to produce and deliver your product or service. Need a fleet of trucks? Bottling machine? A few computers? Whatever it is, our customized loan programs can help you get the gear you need – with payments you can afford.
Construction to Perm
A construction to permanent loan is a loan used to finance the construction of a home. When the home is complete, it converts into a permanent mortgage loan. Another common term for a construction to permanent loan is a single-close loan.
Like a line of credit, with the Construction to Perm ( Permanent) loan you can draw-down on the funds you need, and interest is only charged on the amount drawn.
SBA Lending
- Guaranteed by the US Small Business Administration and Longer Terms
- Lower Down Payments
- Short-term Lending
Church Lending
When you are purchasing, constructing or refinancing a new sanctuary, fellowship hall, school, child care facility, community center, major renovations or repairs, preparation for obtaining the needed capital is the key to success. And understanding how your church is measured by banks or other lending institutions will give you the best opportunity for approval.
To learn more information or to speak with one of our Commercial Lending professionals at 404.575.8264 or CONTACT US
