Funds Availability Increases Include:
Minimum amount for next-day availability increased
from $225 to $275
Thresholds for new account and large deposit increased
from $5,525 to $6,725
Checking - The Way You Like It.
A good checking account gets you. It understands your habits, preferences and every debit and credit in between. That’s why we make choosing a good personal checking account personal. Ready to get started? You can open a personal checking account online in minutes — and find an account that helps you feel good about your money every day.

DEBIT POWER
Simplify your banking with our hassle-free, non-interest-bearing account

REGULAR CHECKING
Enjoy flexible, cost-effective banking with our Regular Checking Account

PERSONAL INTEREST
Unlock the potential of your savings with our High-Yield Savings Account

SILVER MONEY MARKET
Experience our Silver Money Market Account for secure wealth building
Money Matters Magic - Are You Financially Fit?
Welcome to a journey towards achieving financial well-being. These courses are designed to empower you with the knowledge and skills needed to manage your finances effectively, make informed financial decisions, and build a stable financial future.
Streamlined Banking Services for Easy Financial Management
Explore our additional services designed to enhance your banking experience. Whether you need to set up an online banking checking account for everyday personal use or a business checking account built for growth, we have options tailored for you.
From our digital online bank account tools and mobile banking for business features, to a comprehensive account comparison chart, convenient check re-order options, and reliable overdraft protection — we provide everything you need to manage your finances effectively. Whether you’re a personal account holder or a growing digital business bank account user, we’ve got you covered with the essential tools and services to keep your money working harder.
Quick Answers to Common Questions - Frequently Asked Questions [FAQs]
1. What types of checking accounts does Citizens Trust Bank offer?
Citizens Trust Bank offers several types of checking accounts, including CTB Direct, Money Market, Collegiate, Small Business, and more. You can find details about all of our checking account services above on this page.
2. How can I open a Citizens Trust Bank savings or business account?
You can open a savings or business account by applying online or by visiting one of our local financial centers.
3.Does Citizens Trust Bank provide personal loans for customers?
Yes, Citizens Trust Bank provides personal, consumer, and commercial loans.
4. How do I enroll in Citizens Trust Bank online banking?
To enroll in Citizens Trust Bank online banking, visit the official website and click on the enrollment option. Provide your account details, verify your identity, create login credentials, and follow the on-screen instructions to complete the secure registration process quickly.
5. Is there a Citizens Trust Bank mobile app for managing my accounts?
Consumer customers can download the CTBMobile App from the Apple App Store or Google Play. Business customers can download CTBMobile Business from the Apple App Store or Google Play.








