Choose Credit Card Solutions That Meet Your Needs
VISA® CLASSIC SECURED*
Visa® Classic Secured ® credit card is secured by funds in a Citizens Trust Bank Savings account to help you build a positive credit history.

$10 OR 4% OF TRANSFERRED BALANCE
$0
VARIABLE RATE: PRIME +
• $500 — $5,000 • BUILD CREDIT • UPGRADE TO UNSECURED STATUS
VISA® PRIVILEGE*
Had some credit challenges in the past? The Citizens Trust Bank Credit-builder Credit Card may prove to be for you.

$10 OR 4% OF TRANSFERRED BALANCE
$0
VARIABLE RATE: PRIME +
• $500 — $5,000 • BUILD CREDIT
VISA® PRESTIGE ELITE*
Visa® Classic Secured ® credit card is secured by funds in a Citizens Trust Bank Savings account to help you build a positive credit history.

$10 OR 4% OF TRANSFERRED BALANCE
$0
VARIABLE RATE: PRIME +
• $5,000 – < • APPLE OR SAMSUNG PAY FEATURE • REWARD/BONUS POINTS PROGRAM
VISA® CTB BUSINESS CLASSIC*
Grow your business and with Citizens Trust Bank Business Credit Card solution will support you in reaching your business goals. The CTB Business Classic offers business owners access to a revolving line of credit to make purchases, track expenses and manage cash flow.

$10 OR 4% OF TRANSFERRED BALANCE
$50/MO
VARIABLE RATE: PRIME +
• $500 — $10,000 • ANNUAL STATEMENTS • MULTIPLE CARDHOLDERS
*Any minimum, fixed, transaction, activity or similar charge that is a finance charge could be imposed; Any periodic rate that may be applied expressed as an APR; If the rate is variable, a statement to that effect; Any membership or participation fee that could be imposed.
Get ready to crush those credit health dreams!
These self-paced resources, including courses, articles, and tools, aim to equip you with the knowledge and abilities to manage your credit efficiently. Whether you need to understand the basics of credit or enhance your credit score, discover how to make informed choices to achieve and maintain good credit practices.
Courses
Tools
Articles
Visa will remove Auto Rental Collision Damage Waiver (ARCDW) and Warranty Manager (WM) as Visa benefits from U.S. consumer credit cards accounts (except Visa Infinite) effective Jan. 31, 2021. The Auto Rental Collision Damage Waiver (ARCDW) will be replaced with a new benefit, Postmates, the on demand food delivery service. The new Postmates benefit is currently scheduled to be live as a Visa-funded benefit across all consumer credit card accounts effective Jan. 1, 2021.